Big changes are coming to how auto insurance works in Alberta. The provincial government is proposing a “no-fault, direct compensation” model, where your own insurance company will handle your claim — regardless of who caused the crash.
The idea? Simplify the claims process and reduce costly lawsuits.
But here’s the catch:
This system will mean less accountability for bad drivers and fewer legal options for those injured in collisions. Critics argue it prioritizes insurance company profits over consumer rights. In provinces with similar systems, including British Columbia and Ontario, promised savings never fully materialized — and premiums still rose.
What’s changing:
- You’ll deal with your own insurer even if someone else causes the accident;
- Lawsuits will be limited, especially for pain and suffering; and
- Injury benefits will be standardized; but may not fully reflect your losses.
While the government claims this will stabilize rates, Albertans should ask: at what cost? Will safer drivers end up subsidizing the reckless ones? And will victims still be able to seek fair compensation?
Bottom line:
Before you renew your policy, know your rights. A streamlined system may sound good on paper — but when it comes to real-world crashes and injuries, the stakes are much higher.
Read the article here: https://epaper.calgaryherald.com/article/281676850827579
Kindly lobby your MLA and spread the word to help put a stop to NO FAULT in Alberta. Log onto https://fairab.ca/; and https://www.notonofault.com/ for more info on the effects on auto insurance changes in BC and how they will impact you, your family and all Albertans.
https://chng.it/M96xLCQdMW Petition against No-Fault Auto Insurance
If you or a loved one have been involved in an accident, you know how devastating the consequences can be. That's why having an experienced personal injury lawyer on your side is crucial to help you navigate the legal system and obtain the compensation you need to cover your medical bills, lost wages, and long-term care in Alberta.
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